Sandy Fischer | Dec 16 2025 16:00
The holiday season is a time filled with joy and cherished moments, often marked by the excitement of gift-giving. Amongst the festive hustle and bustle, the sentimental value of certain presents can sometimes be overlooked. However, ensuring these treasures have the right protection is crucial.
With holiday schedules busier than ever, it's easy to forget how quickly mishaps can occur. Having the proper insurance for valuable new items can save you from future headaches. Here's how you can take proactive steps to safeguard your holiday valuables:
Keep Receipts and Appraisals
Documentation plays a vital role when making an insurance claim. Ensure you keep receipts and have valuable items appraised. Store these documents safely to make sure they are easily accessible if needed.
Act Quickly
Be aware of policy time limits for adding newly purchased or gifted valuables. Most policies require updates within a certain timeframe to ensure coverage is valid. Don’t wait too long to have your valuables added to your insurance plan.
Update Your Coverage
Add a personal articles policy or endorsement for high-value items to enhance your existing coverage. This not only protects your new treasures but also provides peace of mind.
Protecting your holiday valuables is simple when you take these preventive measures. We encourage you to review your policies now to avoid potential issues later. Contact your insurance provider today to confirm or update your coverage before the new year.
